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PPP loan forgiveness rules for lenders, borrowers released


first_img continue reading » The Small Business Administration (SBA) issued two interim final rules (IFRs) providing paycheck protection program (PPP) borrowers and lenders with additional information on loan forgiveness and the loan review process. The agency previously released the loan forgiveness application for borrowers; NAFCU has consistently sought additional guidance for lenders on the issue.Key things for credit unions to know from the IFR on loan forgiveness:Application: In order to receive loan forgiveness, borrowers must complete the loan forgiveness application (Form 3508) and submit it to their lender. Lenders then have 60 days from receipt of a complete loan forgiveness application to issue a decision to the SBA; lenders are also responsible for notifying borrowers of loan forgiveness amounts. The SBA will remit payment to the lender no later than 90 days after the lender makes a decision. If only a portion of the loan is forgiven and a balance remains, the borrower must repay on or before the two year maturity. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more


FanDuel names Orlando Apollos AAF champions, will pay futures bets


first_imgThe Orlando Apollos are the champions of the Alliance of American Football — betting-wise that is.Betting site FanDuel has declared the Apollos as champions of the AAF and will pay out futures bets to individuals who put money on the team to win the title. AAF co-founder Bill Polian blasts Tom Dundon for shutting down operations “The AAF should be commended for trying to do something disruptive in the sports landscape, and we hope this symbolic gesture shows the players and coaches that sports fans everywhere appreciated the hard work and sacrifices they made for entertaining us with spring football,” FanDuel Group chief marketing officer Mike Raffensperger said in a statement given to the Action Network. “While we’ve declared the Apollos honorary champions, we think the biggest winners should be our customers and hope they enjoy their payouts.”The Apollos had the best record in the AAF at 7-1 when the league effectively shut down on Tuesday. Related News AAF suspends operations, reportedly raising questionscenter_img Fellow betting site DraftKings has not decided a champion as of yet, though a decision could be coming soon, and Westgate Sportsbook will not pay out futures bets because those particular wagers were on winning a championship game in particular.Apollos coach Steve Spurrier told local station WFTV he believed the team should be declared champions on Tuesday.“We’ve got to be the champs, right?” Spurrier said. “We’re 7-1 and the other teams are 5-3. … We started the season wanting to win the Alliance championship, and if they declare a champ, hopefully these guys will be declared the champs, because they certainly are deserving.” According to the Action Network, primary investor Tom Dundon elected to shut down the league after he could not come to an aggreement with the NFLPA that would allow the AAF to share players with the NFL.This effectedly kept the AAF from becoming a feeder league for the NFL as Dundon envisioned for the organization. According to the Action Network, Dundon is estimated to have lost $70 million from his time with the league.last_img read more


Museveni flags off Team Uganda to Commonwealth Games


first_imgHe received a trophy, which the Uganda netball team won last week in Barbados during a friendly match.The First Lady and Minister of Education and Sports, Janet Museveni, thanked God for enabling the delegation travel abroad to represent Uganda in the global games. She also thanked the President for making it a culture to flag off Ugandan teams whenever they travel to represent country.The Minister urged them to dedicate themselves to God and assured them of victory saying, “You should win for God, Uganda and your families.”State Minister for Sports, Charles Bakabulindi, who is also Chairman of the Organizing Committee, revealed that their target was to win trophies. He said that their ambition was to also prepare for the Tokyo 2020 Games.The President of the Commonwealth Games Association of Uganda,William Blick, saluted President Museveni for supporting them with a supplementary budget of Shs. 3.2 billion.****SOURCE  PPUShare on: WhatsApp Museveni with Team Uganda at State House, EntebbeEntebbe, Uganda | THE INDEPENDENT | President Yoweri Museveni has stressed that it is vital for sportsmen and women to maintain discipline and cooperation while competing.The President made the call at State House, Entebbe when he flagged off Team Uganda for the 21st Commonwealth Games slated to start on 4th April 2018 in Gold Coast, Australia. The delegation comprises 69 sports competitors and 32 officials. The flagging off ceremony saw the President hand over the national flag to Winnie Nanyondo, the Captain of the contingent on ThursdayThe contingent comprises boxers, badminton players, cyclists, swimmers, squash, rugby and netball players. Other disciplines are shooting, table tennis and weight lifting. A total of 70 Commonwealth countries with 6,000 sports men and women are participating.“A sportsman must be fit, disciplined, be strategic, must be cooperative and have endurance. You must have a character of endurance. When 27 people went to the bush and defeated a big Army, it was due to endurance. These qualities are not only applicable to sports but in all spheres of life,” he said as he flagged the continent.As he called on the officials to ensure that the competitors get sufficient nutrition to enable them achieve the set goals, Mr. Museveni further noted the need for building the character of endurance. He revealed that he has been following up sports for about 50 years adding that cooperation is a vital component towards their success.He called on them to fully utilize their sports talent for the benefit of the global community adding that sportsmanship outcompetes other talents in fame. The President asked the Uganda contingent to strive and use their talents well on top of guarding them jealously.The President congratulated them for meeting the minimum requirements for the global competition in various disciplines as he wished them good luck in their competitions. He said that the High Altitude Institute in the Sebei Sub-Region in Eastern Uganda was instrumental in making good sports people.last_img read more


England dominate European Nations Championship with 20-shot win


first_img Tags: European, Nations Championship England swept away the competition at the European Nations Championship at Sotogrande, Spain, winning the trophy by 20 shots, while national champion Todd Clements took the individual title by five strokes.The England team alongside Clements, of Braintree, Essex, was: joint runner-up Gian-Marco Petrozzi of Trentham, Staffordshire; Matthew Jordan of Royal Liverpool, Cheshire; and David Hague of Malton & Norton, Yorkshire.They staked their claim to the trophy with a blistering first day when their best three scores totalled seven-under par and they led by 11 shots.After that they were relentless in maintaining the pressure, despite the tricky, windy conditions. The team led by 21 at the halfway stage; by 15 after three rounds; then they underlined their domination in the final round with a team total of 10-under par.The finished on 11-under, while their closest challengers, Ireland, were nine-over. Denmark, in third place, were 16 over.Clements, the English amateur champion, was in contention for the individual prize throughout the championship, jockeying for position with Petrozzi over the opening two rounds.Clements opened up a three-shot lead after three round and, with a final round of 70, finished on five-under par. Petrozzi tied second on level par alongside Ireland’s Alex Neeson and Denmark’s Rasmus Neergard-Petersen.England Golf’s Gareth Jenkins was team manager and paid tribute to the players’ scoring skills and the preparation masterminded by coach Graham Walker.“The team was just fabulous in the way they dominated,” he said.“We had two outstanding days of preparation. Graham has been here many times, he’s very experienced and knows how conditions can become very tricky. We had a very good strategy of hitting into zones and it was absolutely spot on.“The boys followed through and they played magnificently. They came into it really well prepared, able to control the ball flight and their short game was outstanding.”The championship was contested by 16 countries and this is England’s seventh win. Previous victories were scored in 2015, 2013, 2011, 2010, 2009 and 2004.Caption (from left): David Hague, Todd Clements in his winner’s jacket, Gian-Marco Petrozzi and Matthew Jordan.Click here for full scores 21 Apr 2018 England dominate European Nations Championship with 20-shot win last_img read more


RFH Students Generosity Receives ‘Thanks’ from Solider


first_imgRUMSON – “I wanted to express my deep and sincere appreciation for sending all of the care packages … particularly given how difficult the last couple of months have been for all of you with Hurricane Sandy. Care Packages help so much to keep that connection with our friends, family, and communities back home and remind us of how selfless our neighbors are.”That was the sentiment expressed in a letter written by Lt. Cdmr. Brendan Piccolo of the U.S. Navy and addres­sed to Rumson-Fair Haven High School and the Long Branch Housing Authority. Piccolo, stationed at Bagram Airfield in North­eastern Afghanistan, is one of the officers who received much-needed items and distributed them to troops as the result of a recent Care Package Drive.The Character Education Club at Rumson-Fair Haven Regional High School has been organizing the Care Package Drive for the past few years. This year the students wanted to “raise the bar” and send a record-high number of items to U.S. troops in Afghanistan. They accomplished this goal by partnering with students from the Evolve Education Program of the Long Branch Housing Authority.Their efforts began in October when the RFH group asked fellow students and community members to donate troop-requested items such as energy drinks, instant coffee, gum, candy, DVDs, magazines, books, and more. Toys also were dropped off for distribution to children in the region.Once collection was complete, the RFH club teamed up with students from Evolve in Long Branch to sort, pack and ship the items. They worked under the guidance of RFH Character Education Advisor Jason Lippart and Evolve Director Theodore Drakeford. The collaborative effort, the first of its kind between the two groups, resulted in the delivery of 56 packages containing the comforts of home.In the letter Piccolo expressed his surprise. “I may have set a record for the number of packages received in one day, and have dutifully shared with the staff in this headquarters,” he said. “I speak for all of them when I say thank you so much for thinking of us.”A military reservist, Piccolo will return to his civilian job in Maryland when he arrives home in mid-January to his wife Amy and their two daughters, ages 2 and 4. Although he resides in Washington, D.C., he has strong ties to the shore area with family members residing in Belmar, Sea Girt and Spring Lake.“I was truly inspired by the hard work and generosity displayed by the students and community members who helped make the Care Package Drive so successful,” noted Lippart. “The willingness of people to pull together for a common cause, even in times of personal strife and hardship, really helps kick the holiday spirit into overdrive.”last_img read more


SHARED BELIEF ‘HORSE OF MEET’ IN MEDIA POLL


first_img2014-15 Santa Anita Winter Media PollHorse of the Meet: Shared BeliefOlder Horse: Shared BeliefOlder Filly/Mare: Warren’s VenedaGrass Horse: Finnegans WakeGrass Filly/Mare: Go West Marie3-Year-Old: Dortmund3-Year-Old-Filly: Stellar WindSprinter: MasochisticClaimer: NextdoorneighborTrainer: Jerry HollendorferJockey: Rafael BejaranoApprentice: Gonzalo NicolasRace: Robert B. Lewis StakesOwner: Hronis Racing, LLCAchievement: Shared Belief ARCADIA, Calif. (April 19, 2015)–Shared Belief, winner of three rich stakes at the Winter Meet including the Grade I Malibu at seven furlongs and the Grade I Santa Anita Handicap at a mile and a quarter, was unanimously named Horse of the Meet in Santa Anita’s annual Media Poll.The 4-year-old gelded son of Candy Ride trained by Jerry Hollendorfer also defeated Horse of the Year California Chrome in the Grade II San Antonio Invitational.Shared Belief earned $1,080,000 in winning the three races for ownersJungle Racing (Jim and Janet Rome of Los Angeles); Jerry Hollendorfer of Point Richmond, CA; George Todaro of Seattle; Alex Solis III of Glendale; and Jason Litt of Lexington, Ky.“He won two Grade I’s, at seven furlongs and a mile and a quarter, and in the other race, he beat the Horse of the Year, California Chrome,” pointed out Hollendorfer’s trusted assistant, Dan Ward. “It’s a most deserving honor and we appreciate it.”Shared Belief also was voted Outstanding Older Horse, and his three major stakes wins voted Achievement of the Meet.Unbeaten Santa Anita Derby winner Dortmund was a unanimous selection as Outstanding 3-Year-Old. Trained by Bob Baffert for owner Kaleem Shah, Dortmund came again in deep stretch after appearing to be beaten to win the Robert B. Lewis Stakes by a head over Firing Line in a thrilling battle that was named Race of the Meet.Stellar Wind, who won the Santa Ysabel Stakes and the Grade I Santa Anita Oaks in her two starts at Santa Anita after a private purchase by Hronis Racing LLC for trainer John Sadler, was named Outstanding 3-Year-Old Filly.Warren’s Veneda came into her own at the meet for Craig Lewis who trains the California-bred mare for owner/breeder Benjamin Warren. The 5-year-old chestnut daughter of Affirmative was named Outstanding Older Filly or Mare by posting authoritative victories in the Paseana Stakes, the Grade II Santa Maria Stakes and the Grade I Santa Margarita Stakes.Finnegans Wake, winner of the Grade II San Gabriel Stakes and the Grade II San Marcos Stakes, was voted top Grass Horse. He is trained by Peter Miller for Donegal Racing and Rockingham Ranch.Go West Marie, winner of Sunshine Millions Filly & Mare Turf Sprint and the Irish O’Brien Stakes and second in the Grade III Las Cienegas Stakes, was named Outstanding Grass Filly or Mare for trainer Eddie Truman and owner Peter Redekop.Masochistic, winner of the Grade II Kona Gold Stakes for Los Pollos Hermanos Racing and Jay Em Ess Stable and trainer Ron Ellis, was Outstanding Sprinter.Rafael Bejarano, the runaway riding leader with 76, was named Outstanding Jockey, and Jerry Hollendorfer, who shaded Peter Miller for the crown, 34-33, by winning the sixth of nine races on the final day of meet, Outstanding Trainer.Gonzalo Nicolas, winner of seven races at the meet, was named Outstanding Apprentice jockey, while the Hronis brothers, Kosta and Peter, were Outstanding Owners by virtue of 13 victories, most of any owner at the meet.Nextdoorneighbor, who climbed from $8,000 to $14,000 to $20,000 down to $16,000 on the claiming ladder, the only four-time winner at the meet, was named Outstanding Claiming Horse for Peter Miller, who claimed the Florida-bred son of Lido Palace for owners Rockingham Ranch for $8,000 before capturing his four victories. Hollendorfer, Bejarano Earn Honors as Top Trainer and Jockeylast_img read more


OC Mom Blog features fun for the whole family


first_imgOCMomBlog.com recently featured our Family Fun Zone. The blog was titled, “Santa Anita Park Family Fun Opening Day Celebration.” Shelby Barone wrote, “The celebration will feature a free Family Fun Zone in the track’s infield with carnival games, pony rides, jumpers and face painting, surrounded by horses racing around the track.” She went on to say, “Along with the family fun, there is also an event just for mom and dad. Opening Day will mark the return of Santa Anita’s popular Guest Chef Series, which showcases Los Angeles’ innovative dining culture.” OC Mom Blog clearly sees the fun in a day spent with us.Via OC Mom Bloglast_img


Human Genome Project: A “Worthwhile Failure”


first_imgThe Human Genome Project (HGP) was filled with promise.  Walter Gilbert claimed in 1992 that it would bring about “a change in our philosophical understanding of ourselves… one will be able to pull a CD out of one’s pocket and say, ‘Here’s a human being; it’s me!’”  Why does philosopher-biologist Sahotra Sarkar consider that prospect laughable?    Michael A. Goldman (Dept. of Biology, San Francisco State) reviewed a book by Sarkar in Science,1 Molecular Models of Life: Philosophical Papers on Molecular Biology (MIT Press, 2005).  Goldman considers Sarkar (U of Texas, Austin), who holds dual appointments in philosophy and integrative biology, “a key thinker in the philosophy of molecular biology”:One of his contentions is that the concept of information flow in biology is problematic.  Sarkar repeatedly mentions the incompleteness or inadequacy of the central dogma of molecular biology.  Although the idea of a genome as a program that spontaneously unfolds to produce a living organism is clearly too simplistic, that hardly renders the notion of information flow without value.  A computer program, too, is totally dependent on its physical context in hardware and an operating system that can interpret it; its output is only as predictable as its input and can be rendered seemingly unpredictable by a temporary power surge or a scratch across a magnetic disk.  We can recognize different inputs–including chance, environmental influences, and developmental context (e.g., maternal cytoplasmic effects)–in the interpretation of the genetic program, and we can even accept that some lines of that program (introns, intergenic regions) are of unknown function, without forgetting the program’s key role in development. (Emphasis added in all quotes.)Here is where Goldman touches on Sarkar’s attitude about the Human Genome Project:Perhaps because of his bleak outlook on the nature of information flow, Sarkar considers the Human Genome Project somewhat of a worthwhile failure.  He notes how controversial the idea was even among geneticists and how tenuous the prospects for a full understanding of human biology and an incredible ability to cure diseases were.  In retrospect, the project’s early proponents may be forgiven their exaggerated promises.  Few geneticists have ever proclaimed that day-to-day human behavior could be explained simply by gene interactions, and many have argued against attempts to connect behavioral traits and genetics.  Nor, as Sarkar points out, did we imagine that there were so few genes, such a complex relation between genes and the protein forms they encode, and so much genetic material of unknown function.  Nonetheless, we must understand that we can gain valuable insights from reading the human genome in all its variety.Goldman found the book too incohesive to recommend it, except for the last chapter.  That’s where Sarkar surveyed the history of positivism about understanding human biology and behavior in a reductionist sense.  That’s also where he reacted to Gilbert’ prospect of holding “me on a CD” –“Today the claim seems laughable.  None of the promises of Gilbert’s radical genetic reductionism has been borne out.  Proponents of the HGP promised enormous immediate medical benefits.  Arguably, at least, there have not been any.  Gilbert routinely promised the birth of a new theoretical biology.  Instead, the emphasis now is on informatics….”  On the upside, Sarkar notes that at “the very least, the HGP has killed the facile genetic reductionism of the heyday of developmental genetics.”  His dim view contrasts sharply with Robert Sinsheimer’s recent proclamation that the project “succeeded even beyond our hopes.”That chapter, Goldman feels, is “an ideal capstone reading for my senior undergraduates and graduate students.”1Michael A. Goldman, “Philosophy of Science: Genomic Meanings,” Science, 18 November 2005: Vol. 310. no. 5751, p. 1121, DOI: 10.1126/science.1120191.So two millennia of debate about reductionism and determinism have come to this.  If human biology cannot be reduced to terms of its basic physical components, but rather must be understood as information flow comparable to a computer program, and if that program can only be understood in its context of the hardware and operating system needed to interpret it, well then – it seems like stock in the intelligent design movement is about to skyrocket.  Obtain your intellectual shares now.(Visited 89 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more


Strategies for Building Parent-Child Relationships During Deployment


first_imgUSS John C. Stennis homecoming by DVIDSHUB CC by 2.0On Nov. 3, the Family Development Early Intervention team held a webinar in which we discussed how professionals could work with families to promote parent-child interactions. A recording of that webinar can be found here. During the webinar, questions arose regarding how a professional might help strengthen the parent-child relationship when that parent is deployed. Here are a few strategies to consider:Build A Stuffed Animal That Talks!When my husband was preparing to deploy when our daughter was four, he recorded a message for her on a device that we tucked inside a teddy bear she made. This was something she treasured throughout that deployment and even still today, seven years later! There are commercial stores where one can buy the recorders and even make the teddy bears. However, the supplies also can be purchased through online retailers.Use Instant Technology!During my husband’s most recent absence we used technology that allowed me to quickly send him pictures and videos of our children. He was able to access these items in almost real time. The kids loved hearing me read back their dad’s responses to whatever funny thing they had just done.Child Directed Videos!If children are old enough, give them access to your phone or digital recording device and allow them to create a video diary for their deployed parent. Some older children can be savvy enough to produce really impressive videos!Read Together!Make use of the program United Through Reading (UTR), through which service members can create a video of themselves reading a book for their child. Find out how UTR works and how to participate today!Make Use of the Moon and Stars!For young children it can be hard to understand how far away their parent is during a deployment. Some children may feel like they are worlds or planets away! With my children, they always felt very connected to their dad when they would focus on the moon or the stars at night. When one of them was having a particularly sad night and really missing him, we would look out the window or even go outside and stare at the sky. We would talk about how bright a star looked or the shape of the moon and I would remind them that their dad was looking at the same stars and moon. It helped to shrink that distance for them and they felt more connected to him even though they couldn’t see or touch him.Celebrate!When possible celebrate holiday or birthday moments together with the deployed parent ‘present’ via online videos. Sometimes this can be done live, but at other times deployed parents can record themselves singing happy birthday to their children. ‘Snail mail’ also will do the trick in helping children connect with their deployed parents. My children really enjoyed receiving gifts and cards from their dad when he was gone. Some years he asked me to buy the kids something very specific and give it to them for Christmas — just from him. I would make a very big deal out of that gift being specifically from their dad. The kids never knew (nor asked) if I had bought it or if he had sent it but they treasured whatever it was because it was from him.This is not an exhaustive list, but rather a few simple ways you can encourage your families to remain connected despite geographical separations. What other ideas do you have? What have you recommended or seen? What has worked? What hasn’t worked? We’d love to hear from you in the comments box below!This post was edited by Robyn DiPietro-Wells & Michaelene Ostrosky, PhD, members of the MFLN FD Early Intervention team, which aims to support the development of professionals working with military families. Find out more about the Military Families Learning Network FD concentration on our website, on Facebook, on Twitter, and YouTube.last_img read more