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Well known around college for his unchanging attire of bowtie and waistcoat, McHugh was given a fond farewell by Keble students in the college’s inaugural Summer Hall. James Newton, the then JCR President, presented him with a framed bowtie and waistcoat as a token of the JCR’s appreciation.The dress code for the evening was ‘smart with a hint of Gerard’, and as such many students, male and female, attended wearing the hall manager’s preferred neck wear.McHugh, who attended Exeter College (matriculating in 1975), said he intends to do very little in his retirement. “I have some trips abroad planned, but other than that I think I’ll just relax and listen to some cricket on the wireless.”He will also return to Keble on occasion to host his quiz nights, planning one for Freshers’ Week. As the new JCR President, Sean Ford, said, “Gerard has made a fantastic contribution to college life, but his retirement is not the end. Gerard will still be returning for the quizzes, hopefully for years to come.”Despite being an Exeter alumnus, McHugh waxed lyrical about his time at Keble. When asked for his favourite memories, he explained, “From the minute I walked in, in 2002, I’ve been made to feel so welcome, so part of the place, it’s just been a delight. I can’t think of anything particular, except for maybe last Friday when you all made that big fuss!”The ‘big fuss’ refers to the several minutes of applause and cheering that followed Newton’s short speech of farewell and thanks at Summer Hall. One student even knocked over a lamp in his enthusiasm, having stood up to toast the popular hall manager.Despite several assertions to the contrary by Keble students, McHugh expects Keble to manage very well without him in the coming years. “It will cope perfectly well. It got along for 132 years without me after all!”
Roanoke, Virginia, has long been on the radar of outdoors enthusiasts, and for very good reasons. McAfee Knob, one of the most stunning and most photographed spots on the Appalachian Trail is a short drive and short hike from Roanoke. Carvin’s Cove, the second largest municipal park in the USA, offers up more than 50 miles of hiking, biking and equestrian trails, and it’s a short drive from downtown. The Blue Ridge Parkway follows the ridges that surround Roanoke, and as one of the most scenic and accessible drives in the southeast, some 15 million visitors cruise a few miles on this lovely motorway every year.But there’s more to Roanoke than just those big three. For starters, the dining scene in and around Roanoke is killer. Second, the craft beer scene has taken off like a rocket, and there are more than a handful of breweries and taprooms to visit. Third, it’s a great urban outdoor town thanks to a keen greenway project. Fourth, it’s family friendly thanks to that greenway, the trek to the Roanoke Star on Mill Mountain, and Center in the Square, a kid-centered science exploratorium in the heart of downtown. Throw in some top-notch museums and you’ve got reason to visit in any season. Day 1 AdventuresToday you have your pick of how to explore, on two wheels or two feet. Road cyclists and mountain bikers will find plenty of places to pedal. Section 12 of the TransAmerica Bicycle Trail, the 4,228-mile coast-to-coast bike trail, runs right by Roanoke, tracing a path from Christiansburg to Lexington, then connecting with the Blue Ridge Parkway and making its way to the coast. Along the Virginia section there’s tons of elevation gain, making the 368-mile section one of the toughest on the ride. Here you’ll most likely ride Routes 723, 785 and 779, a nearly 50-mile ride. Mountain bikers, look to Carvin’s Cove where some 50 miles of trails and fire roads make for some excellent loops. Dragon’s Back, a sister trail to Dragon’s Tooth (on the Appalachian Trail) is a strenuous 12-mile ride, and at the 7,190-acre Havens Wildlife Management Area you’ll find some amazing rides.If you chose to explore on foot, the Appalachian Trail passes near Roanoke, and the hike to McAfee Knob is a bucket-lister, but the trek to Dragon’s Tooth or to Tinker Cliffs are likewise notable. Or, and this is a big or, you can try the 2-Day Adventure Option outlined below for a monster hiking trip. Day hikers, don’t sweat, McAfee, Dragon’s Tooth and Tinker Cliffs are all doable and accessible, as are the trails in Carvin’s Cove. Explore Park, just across the Blue Ridge Parkway at Milepost 115, has 14 miles of hiking and biking trails, and the Roanoke Valley Greenways make up some 30 miles of trails throughout the city and along the river. Day 2 AdventuresIt’s summit day, but fortunately, both hikes are mild compared to some of the bigger summit hikes—like The Peaks of Otter, Sharp Top and Round Top, near Bedford on the Blue Ridge Parkway—and both are in town. First, head to Read Mountain Preserve, a 243-acre recreation area with 5 miles of trails. Take the 2-mile hike to Buzzards Rock where you’ll be treated to tremendous views of the Roanoke Valley.Your second hike is to Roanoke’s iconic star on the slopes of Mill Mountain. It’s true you could drive up and have a 5-minute walk to the Star, but this way you earn that Instagram post. Park on Walnut Avenue (yes, in town) and head up the mountain using first surface streets then a nicely graded and easy trail. This one’s perfect for the youngest or oldest in the group as there are plenty of spots to stop for a breather. At the top, just under 1.5-miles in you’ll reach the star and the platform overlooking Roanoke and the valley. Great view, especially on a clear day or at twilight.Before you leave town, make time to visit Black Dog Salvage, an astounding architectural salvage shop where you’ll find church steeples and stained glass, midcentury modern bar carts, Victorian-era hardware and treasures galore. Go Big or Go Home: The 2-Day Adventure OptionThere’s another way to do Roanoke, but it’s a big one. How about hiking Virginia’s Triple Crown in a brutal 32-mile, two-day loop that will take you to Dragon’s Tooth, McAfee Knob and Tinker Cliffs? To do this, start at Dragon’s Tooth and make the hike to this 35-foot spire, then follow the Appalachian Trail north to McAfee Knob. You’ll have some camping options depending on how you like to approach things. Camp here tonight (at the Johns Spring, Catawba Mountain or Campbell shelter) for a short first day and intense day 2, or continue north along the AT to Tinker Cliffs, 5.5-miles distant, and camp there at Lamberts Meadow before reversing course and following the AT back to your ride at the Dragon’s Tooth trailhead.Or you could cut this monster hike in half by parking cars at either end of the trail. This option gives you plenty of time and energy for celebrating your on-trail achievements with food and drink in Roanoke.FoodTexas Tavern, also known as Roanoke’s Millionaires’ Club, has been open since 1930 and serves one of the best, and cheapest (seriously, it’s $1.45), cheeseburgers you’ll find. The menu is as small as the restaurant, which seats less than a dozen, but it’s cheap, charming and authentic. How cheap? So cheap you’ll find it challenging to eat $5 worth of food. And best of all: it’s delicious.One of the best restaurants in Roanoke, Lucky, also serves some top-notch cocktails, so they’re a must-dine. On the menu you’ll find everything from roasted bone marrow to fried chicken to boiled peanuts to Rappahannock oysters.Scratch Biscuit Co. keeps it simple with a menu of biscuits, toppings and sides, but there’s so much to chose from. The Jerry Garcia—a biscuit with smoked or regular tofu—The Cotton Hammer—a biscuit with chicken and Alabama White barbecue sauce—are good options, but so’s Bless Your Heart—biscuit, fried green tomato, bacon and chipotle—and every other biscuit on the menu. Blue Apron Restaurant & Red Rooster Bar, located in Salem, is outstanding in every way. It’s got a chic interior and serves equally-chic food. Foie Gras, lamb shank, a to-die-for seared salmon grace the menu, so come here hungry and ready for a memorable meal.If you’re in the mood for simple, get to Benny Marconi’s where the pizza is New York-style (read: huge pies and huge slices), the beer is cold, and the place is open late.Libations and NightlifeLucky. It’s no surprise that one of the best kitchen in Roanoke has a bar to match. Cocktails here are boozy, flavorful and surprising. House made bitters and syrups, bar-infused liquor concoctions and even smoked ice cubes grace the menu, so whether you want something floral and spring-like in your glass or whether you want something to put a little fire in your belly, the barkeeps here have you covered.Roanoke’s beer scene is bustling. In Roanoke you have Soaring Ridge Craft Brewers and Big Lick Brewing Company; in Salem, Parkway Brewing Company; and in Vinton, Twin Creeks Brewing Company. Plus there’s Roanoke Craft Beer Tours, who’ll pick you up, pack you around and fill you full of beer before dropping you off at your hotel.The Community Inn, or CI to those in the know, feels like it’s been around forever because it has. Not literally, but it’s got a great, authentic vibe that so many throwback bars try to achieve. The bar food is good—burgers and tots, square pizza like you’d get in the school cafeteria—and the beer’s good and so are the people. LodgingThe Hotel Roanoke will take you back to the days of Gilded Age opulence without that Gilded Age price, so take a look at staying here, just a block off the heart of downtown. Black Lantern Inn and King George Inn present two solid B&B options.For camping, look to Salem where you can set up at Dixie Caverns.
At last year’ Tallulah Fest Sarah Ruhlen was standing in a crowd, excited to see the kayaking videos. All the movies featured guys running big waterfalls, doing amazing tricks, and paddling big water. They were fantastic, but I didn’t feel part of the narrative. None of the videos featured women. They didn’t capture the experience of regular paddlers.So she decided to make an all-women edit for this year’s Tallulah Fest.Sarah majors in biology at Western Carolina University and paddles whenever she can. During the summer she teaches canoeing and kayaking at NOC, and she’s also an avid whitewater photographer.Sarah sent out a group message to all the women paddlers she knew and shared her idea, asking for footage that she could use to create a video that showed what being part of the community is like. Over thirty people responded.Sarah hadn’t done much with editing, but was excited to get so much cool video footage from rivers across the Southeast including the Tallulah, Chatooga, Rocky Broad, Horsepasture, Green, and Cheoah. Sarah had a hard time trying to find music. “I wanted something that didn’t misrepresent the story. It isn’t the right platform for something relaxed, the crowd wouldn’t pay attention,” Sarah said. “I found a song I really liked, something more playful and light, sort of happier.”She hopes that her edit helps create a more expansive view of what it means to paddle whitewater. Sarah said, “Yes it’s a women’s edit. The point isn’t to exclude men – it’s to be inclusive and push away cliques that often happen when people run harder whitewater. I want to help create a more expansive community. For people to go to festivals and see themselves and the rivers they know when they watch the videos.” The feedback Sarah’s received about her edit has been really good. Some have told her that the video is something that they want to show their kids or their mom, that they’ll watch it again. A lot of guys have rallied around the video and cheer on all the women crushing it. Sarah’s video was shown at the Tallulah Fest this past weekend, which was still held despite the cancellation of the scheduled release. She’s thinking about making a longer edit for the Banff Film Festival. “Perhaps with a different story, but the same vibe. I have so much footage from so many people that might not be seen on another platform,” Sarah said.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Clyde RicksA Bay Shore man was arrested for stabbing two teenagers following a fight outside Indian Hollow School in Commack on Tuesday night, Suffolk County police said.Fourth Squad detectives responded to a report of a disturbance at the campus on Kings Park Road where they found Guy Derival and Nick Governale, both 19 and from Commack, had been stabbed at 10:40 p.m., police said.Clyde Ricks was apprehended as he tried to flee the scene. The 20-year-old suspect was charged with assault.The victims were taken to Stony Brook University Hospital for treatment of stab wounds.Ricks will be arraigned Wednesday at First District Court in Central Islip.Fourth Squad detectives ask anyone with information about this incident to call them at 631-854-8452 or anonymously to Crime Stoppers at 1-800-220-TIPS. All calls will be kept confidential.
4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Vicky SalkeldIt’s never fun to think about your credit union’s competition, but evaluating other financial institutions is essential to growing your credit union. Here are five important things you can learn from your competitors:Who Are Your Competitors?The first thing we must do is to identify our competition. It’s easy to see the bank across the street as a competitor. But, it goes much deeper. Think beyond the obvious. We have competition coming from many non-traditional financial institutions. There are other credit unions, online financial institutions, insurance companies, big box stores such as Walmart and many other financial service providers. Who are your real competitors? Which ones really matter to your credit union?Why Are They Growing?Financial institutions have had some lean years recently. The economy has put a serious strain on spreads. Some financial institutions are rebounding faster and stronger than others. What is the difference? If your credit union is struggling to increase membership and/or loans, perhaps it’s time to take an in-depth look at what your successful competitors are doing differently. How do your products and services compare? Are there some you aren’t currently offering, but should? Are you trying to be everything to everyone when you should be sticking with your niche? continue reading »
More so than other financial institutions, credit unions’ health depends on the choices made by consumers who use their products and services.Whereas banks can solicit supplemental capital freely, engage in speculative real estate deals, concentrate their holdings in business lending, and generally have greater wherewithal to take part more readily in loan participations and derivatives, the factors of regulation and philosophy focus credit unions’ business strategy on serving individuals. So, what could be more crucial than understanding the needs, values, desires and behaviors of your target audience?And what could be more pivotal than recognizing the characteristics that define that target audience, so as to concentrate your organizational energy toward serving existing and potential members with those traits?The information age has empowered credit unions and other consumer-facing organizations to solve those riddles with facts as opposed to suppositions. In recent years, as thorough data analysis and review has been validated as standard operating practice when making decisions of any magnitude, investments in customer analytics platforms has grown by leaps and bounds. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr You can be forgiven for wondering if NCUA woke up on the wrong side of the bed when it decided to issue its 23 page guidance to its staff detailing the minimum standards they must use when evaluating the proposed uses of secondary capital by Low-Income Credit Unions (LICUs). Since 1996, secondary capital has been authorized for LICUs to enable them to better serve low-income communities where it may be difficult to raise funds by solely relying on membership growth. In contrast, it is clear after reading this guidance that NCUA has grown weary of how this capital has been used. The bottom line, get ready for some extensive work if you are hoping to incorporate secondary capital into your credit union plans.Since it has been a while since I’ve blogged on this, let’s go over the basics. LICUs are credit unions, the majority of whose membership is comprised of members with a family income at or below 80% of the Federal Poverty Level. Secondary capital is a type of subordinated debt offered by a LICU to non-member organizations and businesses that can be used for capital. The key is that it is uninsured and must have a maturity of at least five years.When the authority was originally granted to credit unions, they didn’t even have to get prior approval from the NCUA. My, how times have changed. Starting in 1996, NCUA had to grant approval of secondary capital plans and now this regulation, I mean guidance, imposes detailed planning requirements and underscores the broad power that regional examiners have to reject such plans or insist on modifications in the name of safety and soundness. For example, in addition to the already extensive list of criteria that credit unions must submit with their capital plans pursuant to Section 701.34, NCUA sites its “implicit” safety and soundness authority pursuant to put credit unions on notice that it can demand that they provide information over and above that which is mandated by the regulations. For example, “the NCUA expects LICUs to provide supporting due diligence documentation that adequately captures all aspects of the financial strategies associated with the deployment of secondary capital in the plan.”
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Pundits may disagree about who’s declared winner of the presidential debate at Hofstra University, but Patchogue-based Blue Point Brewery scored countless bipartisan fans by recreating a Founding Father’s beer for the occasion.The local craft beer brewers remade Colonial Ale, originally concocted in 1757 by George Washington before he became America’s first President, to debut it in the beer garden in the media area at the 2016 debates, where national and international reporters lined up for free samples.“We’re trying to get some backstage to try to keep the fireworks under control, but we’ll see what happens,” joked Mark Burford, co-founder of Blue Point Brewery, when asked if the presidential candidates had tasted the beer. “Beer brings people together.”RELATED STORY: Long Island Craft Beer GuideBlue Point also has a variety of its regularly brewed beers on tap at the debates, earning priceless access to thousands of members of the media who may not have heard of Long Island’s largest craft brewery.After Washington’s beer recipe was unearthed, Blue Point was inspired to recreate it since he had stopped at Hart’s Tavern, down the block from their brewery, on his tour of Long Island in 1790, Burford said. Next week Colonial Ale will be officially on tap in Blue Point’s tasting room. It is expected to be bottled for sale by Election Day, Burford said. They’re currently brewing their second 30-barrel batch of the brown ale, which was made using unconventional ingredients, including corn, molasses and spruce tips.“Some of those ingredients we’ve used individually in other beers, but never the whole hodge-podge,” Burford said. “It was a farm brewery, basically for the house, not a big commercial enterprise, so they used whatever they could get a hold of. And at that time, a lot of raw ingredients were not available, so they had what they grew.”And the critics agree, the ale tastes as good as it sounds.
If you receive a text about SNAP benefits, you are asked to ignore it. The department asks Pennsylvania residents to to contact the Department of Human Services if they have any questions regarding the legitimacy of a text. (WBNG) — The Pennsylvania Department of Human Services is warning Supplemental Nutrition Assistance Program (SNAP) recipients of recent texting scams. The department warns of a text message scam that tells people they have been selected to receive assistance through SNAP. The department says it will not text individuals about SNAP benefits or any other public assistance programs. “We are all living through difficult times, and unfortunately, there are people who will try to take advantage of others who may need help meeting essential needs,” said Secretary Teresa Miller in a news release. “If you receive unsolicited or random calls or text messages telling you that you qualify for assistance then asking for personal information, it is most likely a scam. Do not respond, and delete the message so you do not get caught in an identity theft scam,” she said.
An appreciation day for the Sherman House owner will be held Saturday, March 8.Although it is listed for sale, a historic restaurant and inn in downtown Batesville is not closing and remains open for business, despite some rumors that have been whispered in the community.When Batesville resident and restaurant patron David Wachsman heard that business might be struggling, he wanted to do something about it.Wachsman posted on Facebook, “Apparently the Sherman House, a keystone of our community, has not had a good run lately and its possible that it will be closed down.”“This is terrible news for Doug Bessler and the 30+ staff employed there. It is equally bad news for our community. We need to show that the Sherman House is valuable to us.”He has helped organize the Sherman House Doug Bessler Appreciation Day, which will be held Saturday, March 8. The restaurant will be open throughout the day for breakfast, lunch and dinner.Sherman House General Manager Teresa Fitzpatrick encouraged citizens throughout the community to support the business that has been a fixture in downtown since the days of the Civil War.“He has really been working really hard just like all the businesses downtown,” Fitzpatrick said. “You know, you struggle and you struggle and we just need some support and that we appreciate what he has done to keep the Sherman House open.”Bessler’s contributions to the restaurant and community have been noticed by his staff. Employees will volunteer their time on the appreciation day.The Sherman House serves breakfast six days a week excluding Monday. It remains open for lunch and dinner six days a week.WRBI will be broadcasting live from the Sherman House on Sat., March 8.